Debt Help Ideas

Unsecured debt is definitely one of the worst types of debt to have. Credit cards can be great tools if used wisely, with much self-control. You can actually save money with a free, frequent-flyer credit card IF you pay off the debt each month.

However, if you do NOT pay it off monthly and instead have to pay interest charges on the monthly balance, I would encourage you to put the credit card in a plastic container full of water and pop it into the freezer. You’ll still have it for emergencies but it will make you slow down and think through whether you really need what you want to buy.

This is one of many creative and practical little ways to save money that can be a big help!