Debt Help Ideas

Father’s Day is coming up and we’re all busy trying to figure out a great gift for that special dad or grandpa that they will love but that won’t add to our unsecured debt load (translation – racking up charges on the credit card )

When we have a guy who loves his Harley Davidson motorcycle, that makes him pretty easy to shop for. We can use one of my practical little ways of saving money by only going to one store – whichever of the Harley Davidson stores is closest to us.

Once there, I like to do my pocketbook a favor and start with the sales table. I can’t tell you how many goodies I’ve found there for a fraction of the cost. I’ve found cute Harley Davidson T-Shirts (ummm, for Father’s Day, guess I’d better say studly!), great looking belt buckles, and even Harley Davidson decals for the motorcycle or “the other vehicle.” So first I check that out and see if there are any great deals that will keep us within our budget and be something our special guy will like.

In case we didn’t succeed there, or not enough, now it’s time to check out the rest of the store. Some of the creative ways to save money that I use for gifts include:

• Harley Davidson T-Shirts – my all-time favorite, and my husband’s as well 
• Harley Davidson hats and caps
• Harley Davidson gloves – we use those year round and are always losing them. It gets cold at night in some areas!
• Cups with the Harley Davidson logos
• For that matter, anything usable and in the budget with the Harley Davidson logos 

Of course, as we continue on our path towards our goal to eliminate debt, our bills will eventually start getting smaller. Credit cards will get paid off, the home loan will go down, and things will get easier. As that happens, we can adjust our gift budgets a bit. We don’t want to go overboard, but a little splurge once in a while is nice. If that’s where the budget is now, a couple of other nice ideas would include a Harley Davidson watch (very practical, as they are generally very high quality) or maybe even a new Harley Davidson helmet. It never hurts to have a spare one for company and it’s always nice to have a change. And while I’m on the subject, remember that motorcycle helmets are excellent and practical ways to save money. In the event of an accident they can save on hospital bills up the wazoo!

Well, it’s been fun shopping with you. Have fun with the final decisions and Happy Harley Davidson Father’s Day to you and your family.